Classifieds Advertisement Category: Services-16
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Phone: (803) 600-2919
Title: Insurance Claim Work Insurance Adjusters
Posted: Feb 18th, 2009
Service Category: Fire Restoration
Service Type: Offered
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Desc: INSURANCE WORK
Dealing with Home Insurance and Insurance Adjusters
Talking to the Insurance Adjuster
Filing a Home Insurance Claim
Insurance Claim Repairs
Home Restoration
Columbia, SC
Insurance Claim Work Insurance Adjusters Look HERE!
When your life is turned upside down by a fire or a plumbing pipe break in your home, things get mighty hectic very quick. Call my company Artisan Specialties when you have an insurance claim. Looking at fire restoration, or water restoration. My company can handle it all! I will contact your Insurance Adjuster and handle all of your headaches, so you can concentrate on your family.
The only thing I request is listed below.
REQUIREMENTS FOR INSURANCE WORK
The name and contact numbers for your insurance adjuster.
A copy of your insurance adjusters estimate on the damages to your property, and a signed agreement that you will use my company for the repairs.
Authorization for all insurance repair checks to be made out to Artisan Specialties. This way no one can cash a check without the work, and the Owner can not spend any of the money for none related expenses.
WHAT I WILL NOT DO WITH INSURANCE CLAIMS
Give out a FREE estimate for the damages on your insurance claim. Most insurance adjusters require three estimates for the repairs if the policy holder contests.
Negotiate with your insurance adjuster without signed authorization using Artisan Specialties for your repairs.
Jack the estimate up to cover deductibles for insurance claims.
Lie about the scope of damage.
Here is a quick story:
Owner contacts my company for a fire in his home.
The kitchen burnt. Repairs needed are; cabinetry, countertop, tile, drywall, painting, and carpets. He had his estimate from the insurance company and sounded sincere about my company doing the work, so I took a chance and started his proposal. After two weeks of getting the subs together, options on tile and everything else I was finished.
Understand this; an estimate from the home insurance adjuster may not include the profit and overhead for the contractor. His estimate from the insurance adjuster did just that. I submitted my estimate to the insurance company for all repairs, with my companies profit and overhead included the standard 20% for a job of this size.
A week later his insurance adjuster called and told me that he received a call from a check cashing company for verification of the check. The Owner signed his name and cashed the check.
The Owner never called back.
Why tell a story like that?
It is a true story.
Just to show how people look at using insurance claims. Some ask because they think I may be a high priced contractor, so they can get the average cost of the repairs of their home higher using three FREE estimates from different licensed contractors and submitting them to their adjuster. Then of course, they will use all those FREE estimates to shop around some more to try and make money on getting the repairs accomplished for much less.
The Insurance adjuster’s job is to price the damage at the lowest amount to help save the insurance company money on doing the repairs in the first place. Do you think they would do anything else? The insurance companies are in it to make money. If they pay out too much for claims they loose money! And if you think you can get someone to do the necessary repairs for less than that, good luck! Just remember it will cost more to tear out and replace the second time around…
I hope you look for a licensed professional home contractor when you have an insurance claim. Not some handyman a neighbor's friend's wife knows. If your looking to make money on your insurance claim, or have a contractor bid high to cover your insurance deductible, look somewhere else. If you're looking for an honest licensed contractor who will repair your home like new, and who puts his client's needs first, look no further!
I personally look to earning each clients trust with their insurance claims, or remodeling, and take personal interest in all of my work with trying to exceed my client's expectations by going that extra step where no one else would!
If you are that special person, give me a call today, or drop me an email.
Sincerely,
Patrick Clark
Owner, Artisan Specialties
OFFICE: 803 600 2919
WEBSITE: http://.www.ArtisanSpecialties.com
E-mail: Estimates@ArtisanSpecialties.com
Licensed Residential Home Builder for South Carolina. License # 17711
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